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couple looking at real estate listings

What is my borrowing power?

The first step in the journey to financial freedom is to approach your Redwood Home Loans Mortgage Broker to determine your borrowing power. This is important to know how much you can afford to spend on a property and repay on your home/ investment loan. By having an idea of what you can borrow, you…

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bank lady

Apply for a loan – What is a Comparison Rate?

Whenever you see an interest rate, it may display this awesome low interest rate, then beside it you may see a ‘comparison rate’ which is considerably less attractive – with a (*) and no explanation for the higher rate. Understanding the comparison rate is imperative in choosing the right loan for you. The Comparison Rate…

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refinance options

Why should I refinance?

If you’ve had your current home loan for a number of years, it’s likely that your needs have changed and most likely the RBA interest rate would have a favourable impact on your home loan providing a positive change for the consumer in todays competitive landscape. This will benefit you to ensure that you achieve…

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