SMSF Trustee Considerations for Crypto Investments
For the last few years – there has been a buzzword in the SMSF landscape – “Crypto/ Bitcoin”. Recently the ATO issued guidance on navigating…
SMSF wind up tips
Winding up an SMSF can occur for a number of reasons from i’m over the burden and responsibility of SMSFs, failing health, disagreement/ separation of…
SMSF LRBA Property expense considerations
When SMSFs borrow to buy property under a Limited Recourse Borrowing Arrangement (LRBA), its always confusing which name is on the expenses and agreements. Its…
High inflation and contribution and transfer balance caps
On the 3rd February, struggling Aussies were stung with another 0.25% interest rate rise due to higher than expected inflation at 3.8% outside the 2-3%…
Division 296 tax – draft legislation is out
The much talked about “Division 296” draft legislation has been released and was sent for feedback just before Christmas, likely to minimise critical responses. Key…
SMSF Contributions Strategy 2025
The superannuation contributions caps for concessional and non-concessional contributions will remain the same for the 2026 financial year. The Superannuation Guarantee Charge (SGC) rate will…
RBA May 2025 Interest Rate Update
Great news this month! The Reserve Bank of Australia has finally decided to give our wallets a little breather and cut the official cash rate…
DIV296 The GREAT unrealised gain tax – The idea of taxing super balances above $3 million
You guessed it, another tax! This time the government is looking to tax unrealised gains – Yes – they will tax you on imaginary future…
SMSF Alert: Market Valuation of Assets is A Burning Concern on the ATO’s Radar
In the Self-Managed Superannuation Funds (SMSF) world, valuing assets at “market value” has always been essential to reflect the real value of the fund. However,…
SMSF Contributions Strategy 2024
The superannuation contributions caps for concessional and non-concessional contributions will increase on 01/07/2024 which is the start of the 2025 financial year. The government has…