How to make the most out of record low interest rates
The Reserve Bank has cut official interest rates by 25 basis points to a fresh record low of 2 per cent, a fresh injection into…
Chinese property investment – Will it continue in 2016?
There are ‘mixed feelings’ by many Australians on the surge of Chinese investment in the Australian residential and commercial property market. Many ask the question…
Why should I refinance?
If you’ve had your current home loan for a number of years, it’s likely that your needs have changed and most likely the RBA interest…
Property Depreciation Schedule for SMSF
SMSF Property Investors – Don’t overlook the benefits of Property Depreciation Schedule The question of SMSF Depreciation comes up a lot with our clients. Redwood…
Will SMSF Borrowing Be Banned?
Borrowing in superannuation was introduced in 2007, for the right reasons to allowing flexibility and control for Australians to build wealth and create financial freedom…
CAN I REFINANCE A SMSF LOAN?
An SMSF can refinance an existing SMSF loan. This is beneficial for Limited Recourse Borrowing Arrangements (“LRBA”) entered into many years ago where interest rates…
SMSF LOANS AND BENEFITS OF AN OFFSET ACCOUNT
To the knowledgeable SMSF investor, an offset account is a ‘must-have’, both inside and outside of super. An offset account is a valuable feature of…
EXPLORING THE MYTH OF PERSONAL GUARANTEES AND LIMITED RECOURSE SMSF LOANS
A contentious area of SMSF Lending is the growing trend of SMSF lenders to obtain a personal guarantee for SMSF Loans. Our experience indicates that…
SMSF INSURANCE – PREMIUMS ARE DEDUCTIBLE
The number of SMSFs is increasing with over one million members and 3600 SMSF’s established per month. However, many SMSF members fail to understand the…
HOW TO ROLLOVER INTO YOUR SMSF QUICKLY AND EASILY
A key part of the SMSF establishment process is rolling over your superannuation balance from your industry/ retail or employer sponsored fund to your Self Managed Superannuation Fund (“SMSF”).…