CAN I REFINANCE A SMSF LOAN?
An SMSF can refinance an existing SMSF loan. This is beneficial for Limited Recourse Borrowing Arrangements (“LRBA”) entered into many years ago where interest rates…
SMSF LOANS AND BENEFITS OF AN OFFSET ACCOUNT
To the knowledgeable SMSF investor, an offset account is a ‘must-have’, both inside and outside of super. An offset account is a valuable feature of…
EXPLORING THE MYTH OF PERSONAL GUARANTEES AND LIMITED RECOURSE SMSF LOANS
A contentious area of SMSF Lending is the growing trend of SMSF lenders to obtain a personal guarantee for SMSF Loans. Our experience indicates that…
SMSF INSURANCE – PREMIUMS ARE DEDUCTIBLE
The number of SMSFs is increasing with over one million members and 3600 SMSF’s established per month. However, many SMSF members fail to understand the…
HOW TO ROLLOVER INTO YOUR SMSF QUICKLY AND EASILY
A key part of the SMSF establishment process is rolling over your superannuation balance from your industry/ retail or employer sponsored fund to your Self Managed Superannuation Fund (“SMSF”).…
HOW TO SPOT A SMSF PROPERTY SPRUIKER
Property Spruikers have been around for a long time, and are more prevalent now more than ever. With the growth of Self Managed Superannuation…
2014/2015 SMSF STRATEGY: CONTRIBUTION CAPS
The key to utilising an effective SMSF strategy is understanding the tax benefits of SMSF. From investing in shares to borrowing to invest in property,…
SMSF PROPERTY: REPAIRS V IMPROVEMENTS
Many SMSF members are thinking about setting up an SMSF to purchase SMSF Property. Once we let them know that you cannot purchase a…
SMSF MEMBERS ARE YOUNGER AND INVESTING OVERSEAS
What is a ‘New Boomer?” it can be safely substituted for the description of the young or X generation aged under 35. SMSFs reached a…
End of Financial Year SMSF Strategies
Self managed superannuation funds (“SMSF’s) are about strategy, and your strategy needs to be compliant with Superannuation Law. A sound SMSF strategy will ensure…